Long Form Promotion Terms
Promotion Term: June 23rd - October 31st 2025
This Promotion (as defined below) is limited to those customers who open a OnePay Cash account during the Promotion Term through Walmart.com, the Walmart app, onepay.com, the One@Work app, or the OnePay app (collectively, “Eligible Customers”) and is not transferable.
Eligible Customers can earn cash back (the “Starter Bonus”) when in each month of their Starter Bonus Term (as detailed below) they receive at least $1,500 of Direct Deposits (as defined below) into their OnePay Cash Account of (the “Promotion”). The amount of cash back earned is based on the total amount of Direct Deposits received in each month of the Starter Bonus Term, as detailed in the table below. Customers are eligible for only one Starter Bonus, which will be based on the common tier that a customer qualifies for in both months of their Starter Bonus Term. For example, a customer who receives $1,500+ in one month, but receives $5,000+ in the other month will receive $50 cash back even though in one month of the Starter Bonus Term their cumulative amount of Direct Deposits reached a higher tier. A Direct Deposit is received on the date it posts to a OnePay Cash account and will count toward the monthly requirement only for the month in which it was received. The Starter Bonus will be issued as a single payout after the end of the second consecutive month of the Promotion Term. If, in any month during the Starter Bonus Term, an Eligible Customer does not receive at least $1,500 in Direct Deposits, that customer will no longer be eligible to participate in the Promotion.
Starter Bonus Terms
Starter Bonus Amount
Total Direct Deposit Amount | Bonus Amount (One-Time Payout) |
$1,500+ per month | $50 cash back |
$5,000+ per month | $300 cash back |
A “Direct Deposit” is defined as an electronic deposit through the Automated Clearing House (“ACH”) Network or an electronic deposit by Original Credit Transaction (“OCT”) of payroll, pension, government benefits (such as Social Security), and other payments sent to your OnePay Cash account. For the avoidance of doubt, peer to peer transfer (e.g. One to One, Venmo, & Cash app), and attempted deposits that are either returned or canceled before the funds settle are not Direct Deposits.
Cash back is provided in the form of OnePay Points, which can be redeemed into the Debit or Savings of your OnePay Cash account, subject to the OnePay Rewards Terms. Points will be credited within fifteen (15) business days following the end of the Starter Bonus Term. As of June 23, 2025 the Annual Percentage Yield (APY) for funds in Savings is 3.75% for customers who either (i) received $500 or more of eligible direct deposits in the previous month or (ii) have a total daily account balance of $5,000 or more. Customers also earn 3.75% APY on Pay Autosave and ONE@Work Save balances. In all instances 3.75% APY is limited to a total Savings balance of up to $250,000. All other Savings balances will earn an APY of 1.00%. APYs may change at any time.
This Promotion cannot be combined with other promotions made available by OnePay. To the extent an action or event meets the eligibility criteria of this Promotion and another available Reward, OnePay will determine, in its sole discretion, whether that action or event will apply to this Promotion or the other promotion Reward to which it may be applied.
This Promotion may be modified or canceled at any time, with or without notice. If it is determined that a consumer has engaged in or plans to engage in abuse or gaming in connection with this Promotion, that consumer will be prohibited from further participation, and forfeit any Direct Deposit Bonus that may have been earned but not yet distributed.OnePay reserves the right to take additional remedial action, which may include revocation of OnePay Points and recovery of cash back deposited into that customer’s OnePay Cash account. OnePay may issue an IRS Form 1099-MISC, or other appropriate forms relating to Direct Deposit Bonus earned through this Promotion.