OnePay Refer-A-Friend Full Terms

Refer-A-Friend Program Terms: April 22, 2025 through June 30, 2025

Through OnePay’s Refer-A-Friend Program (“Program”), current OnePay Cash customers and customers they refer can each earn 2,000 OnePay Points, which can be redeemed for $20 cash back (“Referral Bonus”), when a newly referred customer (i) opens a OnePay Cash account using your unique referral link and (ii) makes at least one purchase of $20 or more with their OnePay debit card within thirty days of OnePay Cash account opening. OnePay Cash customers must sync their contacts in the OnePay app to access their unique referral link.

Each OnePay Cash customer is limited to receiving 10 total Referral Bonuses (“Referral Bonus Limit”) through the use of their unique referral link by newly referred customers. Upon reaching the Referral Bonus Limit, OnePay will deactivate your unique referral link and it will no longer be able to be used to sign up for a OnePay Cash account. OnePay Cash accounts opened through any channel other than a unique referral link will not satisfy the account opening requirements for earning a Referral Bonus. Additionally, transactions for cash substitutes (e.g. sports betting, casino chips, money orders), gift cards, prepaid cards, check cashing services and money movement activities (e.g. peer to peer transfers) are not “purchases” for purposes of satisfying the requirements to earn a  Referral Bonus. To be considered a newly referred customer you must not have previously opened a One deposit account. Accounts opened through the OnePay mobile app will not be Referral Bonus eligible. To receive a Referral Bonus, whether as a referring customer or referred customer, your OnePay Cash account must be open and in good standing at the time the Referral Bonus is provided.

Upon a newly referred customer’s completion of all Referral Bonus requirements, the Referral Bonus will be deposited into the OnePay Points balance and reflected in their OnePay Points ledger of the newly referred customer and the current OnePay customer whose unique referral link was used within five days of completion of all eligibility criteria. The Referral Bonus can be redeemed for cash back in accordance with the OnePay Rewards Terms, which are incorporated herein by reference.

If you’re a new customer and use a current OnePay customer’s unique referral link to open a OnePay Cash account, the customer whose unique referral link was used will receive information regarding your account activity as it relates to your completion of the Referral Bonus requirements. To avoid your account activity being shared, do not sign up for a OnePay Cash account through a unique referral link.

OnePay makes the Program available to select customers in its sole discretion and reserves the right to revoke or modify this offer, including, but not limited to who is able to participate in it, at any time, with or without notice. If it is determined that a customer has engaged in or plans to engage in abuse or gaming in connection with this Promotion, that customer will be prohibited from further participation, and OnePay reserves the right to take additional remedial action, which may include revocation of OnePay Points and recovery of cash back deposited into that customer’s OnePay Cash account. By participating in this Program, you confirm that you will not send your referral link via text message to a resident of the State of Washington. OnePay may issue you an IRS Form 1099-MISC, or other appropriate forms reporting the value of the Referral Bonuses.